| London Jobs |
| Manchester Jobs |
| Liverpool Jobs |
| Nottingham Jobs |
| Birmingham Jobs |
| Cambridge Jobs |
| Glasgow Jobs |
| Bristol Jobs |
| Wales Jobs |
| London Jobs |
| Manchester Jobs |
| Liverpool Jobs |
| Nottingham Jobs |
| Birmingham Jobs |
| Cambridge Jobs |
| Glasgow Jobs |
| Bristol Jobs |
| Wales Jobs |
| Oil & Gas Jobs |
| Banking Jobs |
| Construction Jobs |
| Top Management Jobs |
| IT - Software Jobs |
| Medical Healthcare Jobs |
| Purchase / Logistics Jobs |
| Sales |
| Ajax Jobs |
| Designing Jobs |
| ASP .NET Jobs |
| Java Jobs |
| MySQL Jobs |
| Sap hr Jobs |
| Software Testing Jobs |
| Html Jobs |
| Job Location | London, South East England |
| Education | Not Mentioned |
| Salary | 80,000 - 100,000 per annum |
| Industry | Not Mentioned |
| Functional Area | Not Mentioned |
| Job Type | Permanent, full-time |
We are looking for a Regulated Lending Manager to manage a Quality Assurance Team and Training and Competence Scheme, to ensure high quality and consistent execution of compliant lending practices across the department.It is a central point of reference for the department with regards to MCOB and CONC regulations, Consumer Credit Act requirements, procedures, and documentation, providing SME technical advice and support.The overall focus is to enhance the effectiveness of execution and standards of lending practices. Working closely with the Compliance department and Head of Credit Risk, to ensure appropriate identification and management of Compliance and regulatory risk.The fundamental requirement of this role is that it is a regulated activity and in scope of the Certification Regime. Subject to the Conduct Rules set by the FCA/PRA.This will ensure all lending activities are compliant with current regulatory requirements and the banks internal processes, avoiding reputational and financial damage.Responsible for mitigating regulatory risk through first line defence within the relevant lending laws, regulation, and industry codes as well as internal lending policies and procedures.Oversee a risk-based monitoring program with a focus on FCA regulated mortgage advice and CONC regulations.Support mortgage authorised relationship managers, mortgage specialists and supervisors, to achieve and maintain competence levels, through undertaking observed meetings, monitoring the quality of the advice given and providing feedback.Provide SME technical advice and support to the department by being a central reference point regarding MCOB, Buy to Let and CONC regulations and consumer credit Act requirements.To apply you must have extensive credit and supervision experience, ensuring adherence to current regulations, legislation.The ability to inspire and motivate others, a team player, ability to challenge stakeholders and manage difficult conversations effectively.Must hold a relevant qualification CeMAP, support will be provided for any additional relevant qualifications and external training.Broad technical knowledge in the areas of lending documentation and loan security in relation to regulated mortgage contracts.
Keyskills :
CeMap QualifiedLendingMCOBRegulatedCONC regulations