Solicitor

Job Description

Job Title: SolicitorLocation: SolihullHours: Permanent - Full Time______________________________________________A bit about us:At BNP Paribas Personal Finance, were part of a global bank and are proud to be a Top Employer UK, providing a great place to work in an open and inclusive environment.Were here to provide simple and straightforward consumer finance solutions and we work with many well-known retailers and brands to help their customers finance their purchases in a responsible way.We care about making a positive impact for our colleagues, customers, partners and the wider community. Thats why we live by our values of were positive, were brave, and we own it.The Role:To provide commercial legal and regulatory policy advice and procedures to BNP Paribas Personal Finance UK (PF UK) businesses on all relevant legislation, regulations and regulatory policy. A large element of the work will focus on the Financial Services& Markets Act 2000 (FSMA), the Consumer Credit Act 1974, the Consumer Credit Sourcebook (CONC) and all UK regulations relating to the provision of credit in the UK. The department is also responsible for providing legal and regulatory advice on Data Protectionlaw and all regulations relating to Data Protection. Commercial legal and regulatory policy advice and procedures will also need to be provided in respect of the Irish / EU equivalent of the above as PF UK also provides finance in Ireland.Key Responsibilities:

1. Advise on and draft consumer credit documentation under the above laws & regulations, and approve and sign-off all application forms, consumer credit documentation (including websites etc) and consumer credit adverts prior to publication.
2. Negotiate contracts (in conjunction with PF UK departments) with retail partners and suppliers advising on and influencing proposed amendments by the other party with final validation that all corporate contractual requirements have been achieved, beforeapproving for sign-off by PF UK.
3. Instructing and liaising with external litigation solicitors and internal business areas to ensure any litigation activity is managed through to conclusion.
4. Interpret the law, regulatory rules & guidance as it applies to the PF UK and provide advice on developing and maintaining appropriate procedures and processes to protect the PF UK business.
5. Create, define document and maintain legal & regulatory policies that will enable the PF UK business to comply with all relevant legislation and regulatory rules and guidance.
6. Monitor changes in the UK / Irish legal and regulatory sector and write formal legal advice and guidance to ensure the business adapts to reflect the changing environment.
7. Ensure that all legal & regulatory requirements are incorporated into business operations policy and procedures. JOB DESCRIPTION Page 2 of 2 Date Validated and by whom: 31/03/21, SH (initials)
8. Liaise with such regulatory and trade bodies as agreed with the Director of Legal & Regulatory Affairs 8. Define how the legal and regulatory policies implemented in the UK satisfy the requirements placed on BNP Paribas PF.
9. Instruct external legal advisers when additional advice / guidance is required by the department.

Skills & Attributes:

• Knowledge of the laws and regulations that apply to the PF UK business with the ability to communicate effectively to ensure PF UK is capable of complying with those laws and regulations.
• Knowledge of the consumer credit or motor finance market (or other regulated financial sector market) including the brokers, products & services so that advice to the PF UK business is market focused.
• Make clear and timely decisions based on judgement after considering all facts, risks, constraints and available options. This includes anticipating and understanding the consequences of the decisions and taking responsibility for the implications of theaction taken.
• Persuade, influence, convince and engage others to take action or support an issue / objective, while taking into account the goals of the company.
• Communicate (written and orally) clearly, articulately and succinctly, expressing messages effectively with the appropriate language and wording to suit the circumstances.
• Maintain performance and sound judgement under pressure and / or opposition (e.g. time pressure) reacting calmly and confidently in difficult situations, coping with competing demands and unforeseen setbacks.
• Facilitate, manage and implement organisational / cultural changes and business transformation, understanding the transformation impact and developing tools to support the change.
• Identify all aspects of a subject (patterns across situations not obviously related), examine it objectively, offer a balanced point of view and deliver a formal opinion.
• Establish, maintain and develop relationships and business networks (internally & externally) to quickly identify those to contact to seek help or support when needed.

Could this be youBNP Paribas Personal Finance believe its a positive attitude and passion to make things happen that matters most.Whats in it for youAs well as working for a Top Employer UK 2022 and being part of a team that changes customers lives, there are some excellent benefits too. We offer a competitive salary, a contributory pension scheme, and our Health Cash plan scheme. You also receive accessto our multi-award-winning flexible benefits platform designed to provide you with the best range of benefits available to suit your lifestyle including life insurance and private medical insurance. Not to mention the all-important 25 days holiday each yearto enjoy. There are also perks which give you fantastic discounts off eating out, cinema tickets, days out and much more. Learn more about what it means to be part of the BNP Paribas Personal Finance team here: BNP Paribas Personal Finance UK - YouTube orclick here to learn more about careers at BNP Paribas Personal Finance: Careers (bnpparibas-pf.co.uk).Equal Opportunities DisclaimerBNP Paribas Personal Finance promotes equality of opportunity and is committed to ensure that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity, race,religion or belief, sex or sexual orientation.