Senior Manager - Credit Risk

Job Description

About UK Infrastructure BankWe are the new, government-owned policy bank - launched in June 2021 - providing £22bn of infrastructure finance and partnering with the private sector and local government to finance a green industrial revolution and drive growth across the United Kingdom.We are looking for skilled and results oriented individuals who are motivated to help us build the UKIB into an industry-leading institution.Job PurposeLead on the second line challenge and review of complex bespoke infrastructure transactions with the Bank providing debt, equity or guarantees and partner with key stakeholders to provide independent and innovative thinking and influencing to ensure appropriatesolutions and compliance.Core Role Accountabilities:

• Lead the second line review of proposals (Debt, Equity and Guarantees) and influence changes to maintain a good balance between return and risk exposure. This includes second line input into the Early Engagement Committee and Investment Committee. Providesecond line input into the structuring and due diligence process, including assessment of third party due diligence provided by technical, legal and other advisors, and make recommendations for changes to ensure appropriate levels of compliance. Provide secondline oversight and monitoring of the Bank’s Credit risks and associated systems and controls, to identify opportunities for improvement including training, and appropriate compliance. Assist the Head of Financial Risk in further developing and enhancing theCredit Risk Management Framework to support and implement credit risk policies, standards and procedures in line with good market practice, and to ensure these are embedded within the business. Monitor overall portfolio credit risk (default probability, stresstesting, risk rating distribution, portfolio concentration) and identify opportunities for improvements, to optimise decision making. Monitor and test the Bank’s credit risk profile relative to its appetite, limits and early warning indicators to inform seniormanagement and Board decisions. Work closely with the Head of Financial Risk in the development, coordination and delivery of credit risk management information and intelligence about developments and prospective credit risks and exposures in the portfolioand deliver these in a timely manner to Senior Management, Board, and auditors as required. Be an agent of credit culture dissemination, including through work with bankers, the impact team / economists and other stakeholders. Lead and motivate a high performingteam and encourage a culture of knowledge sharing and learning to nurture future talent. Lead projects and work in matrix teams to deliver joint outputs that ensure that Financial Crime and Credit Risk frameworks are embedded into all operations.

Knowledge, Skills and Experience Requirements:

• Extensive experience and market knowledge in infrastructure finance and investment banking with a particular emphasis on credit risk assessment. Expert knowledge of financing products across the capital structure with experience in dealing at Senior Managementand Board level in the delivery of complex projects.

Skills:

• Strong analytical skills combined with the ability to communicate complex information in a simplified manner. Possess strong presentation skills; demonstrate ability to present to committees and senior management. Excellent communication, listening, andwriting skills. Strong attention to detail and well organized; ability to prioritize, multi-task and work well under pressure. Self-motivated and works well independently; capable of taking initiative without prompting. Strong problem-solving techniques, includingthe ability to identify, research and resolve unfamiliar issues. The ability to clearly communicate issues with a high level of confidence, maturity and credibility to key stakeholders.

A career with us offers a unique opportunity to make a lasting impact and work on cutting-edge technologies that will drive the UK’s future. We value diversity in our people and inclusion is at the heart of what we do.We offer competitive benefits and unique learning opportunities from combining both private and public sector skills and experience.