Trainee Mortgage/Property Underwriter

Job Location	Colton, Leeds
Education	Not Mentioned
Salary	18,000 - 30,000 per annum
Industry	Not Mentioned
Functional Area	Not Mentioned
Job Type	Permanent, full-time

Job Description

Trainee Mortgage/Property Underwriter LeedsTo £22,000 plus monthly bonus and benefitsThe purpose of the role is to underwrite Mortgage and Property applications by following a set lending criteria whilst maintaining a high level of accuracy. Are you and experienced Mortgage Underwriter or Mortgage Administrator who is ready to progress theircareer If the answer is yes, this could be the perfect opportunity for you.Key Outputs

To undergo in-depth training and progress to underwriting applications within agreed SLAs, ensuring that all business written complies with the companys lending criteria.
Full case ownership of allocated cases up to offer.
To review and assess applications and property valuations, identifying where criteria are not met, and, where criteria allows for underwriter discretion, to exercise such discretion to make reasoned and justifiable underwriting decisions.
To identify where further information or explanation may be required and to obtain such from the appropriate party. Consequently, to have full accountability for own underwriting decisions.
Identify where special conditions may be appropriate and required, and to prepare offers to include such special conditions where appropriate.
Support colleagues across the business in providing accurate information and answers to queries and questions, handling such calls personally where appropriate and to a high standard.
£499k mandate level once competent.
Ensure client files are always complete and up to date
Ensure all applications comply with Equity Release Council Guidelines.
Adhere to anti money laundering, data protection and all regulatory requirements and report any concerns and/or breaches over underwriting issues to team manager. Contribute to the development of companys TCF policy and T&C regime.
Working with the Underwriter Team Manager to identify, devise and highlight areas for improvement in systems, processes and procedures, communicating and implementing and training out changes to the team if required.
Taking responsibility for ad hoc projects as requested by the Underwriting Team Manager.
Supporting in team meetings as required.
This job description is not exhaustive and serves only as a broad outline of the duties required. This job description may be amended as necessary.

How to apply:Please send your CV at your earliest convenience as interviews are beginning immediately.

Keyskills :
MortgageMortgage LendingMortgage UnderwritingUnderwritingunderwrite

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