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Portfolio Credit Risk Manager

Job LocationRedhill
EducationNot Mentioned
Salary£50,000 - £60,000 per annum
IndustryNot Mentioned
Functional AreaNot Mentioned
Job TypePermanent, full-time or part-time

Job Description

Credit Risk Manager - Portfolio - Dealer Stocking Finance / Motor Finance / Asset Finance / Wholesale FinanceSurrey (hybrid - three days a week in the office)c.£50,000 to £60,000 per annum plus bonus and benefitsOur client is emerging as one of the leading providers of motor dealer stocking / wholesale finance facilities and a subsidiary of a global investment management business.As it continues to expand it needs to recruit an experienced credit risk professional to take responsibility of the in-life credit risk of the stock finance portfolio, maintaining the quality and quantity of business written and to ensure that it remainswithin credit policy guidelines and processes.Responsibilities include:

  • Reviewing dealer stock audit reports to maintain the integrity of the finance facility and instruct remedial action where necessary.
  • Ongoing monitoring of the dealers performance to ensure compliance.
  • Ensuring that credit reviews are undertaken regularly, in accordance with credit policy and within pre-agreed SLAs.
  • Using data feeds to monitor the portfolio and identify early warning signs of stress and then taking appropriate action.
  • Collaborating with the collections team in relation to distress management.
  • Establishing relationships with external and internal key stakeholders including audit suppliers, IT, sales, operations, collections and accounting.
  • Ongoing review and refining of credit policy.
Candidate profile:
  • Experienced in credit risk portfolio management gained in asset finance, leasing, business lending, commercial banking and / or motor dealer stock finance.
  • Experience in distress management and specialised relationship management.
  • Credit risk analytics experience, comfortable with utilising different data sources to identify early warning signs of stress.
  • Experience in collections management and repossessions activity would be an advantage.
This is an excellent opportunity to join an entrepreneurial company offering genuine career progression for ambitious individuals.Please direct applications to Miles Clarke, CBC Resourcing Solutions

Keyskills :
AutomotiveCredit RiskLeasingPortfolio ManagementStockingWholesale BankingAsset Based FinanceCommercial BankingCommercial Leasing

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