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Job Location | Leeds |
Education | Not Mentioned |
Salary | Competitive salary |
Industry | Not Mentioned |
Functional Area | Not Mentioned |
Job Type | Permanent , full-time |
Business Unit: â¯â¯Customer Experience, Operations Team⯠Salary range: ⯣32,000 - £40,000 per annum DOE red-hot benefits ⯠Be the voice we need. Live a life more ; Our Team ⯠Our Senior Underwriting team are central to our Mortgage Operations function.They are responsible for the assessment of the highest risk mortgage enquiries and the customer journey from Decision in Principle to Mortgage offer. A big responsibility, right Absolutely We pride ourselves in putting our customers at the heart of everythingwe do, so we need to ensure that we make responsible lending decisions that keep our customers (and our bank) safe. We’re innovative, but not reckless – so we also use our expertise to support the wider business and enhance customer experience whilst alwayskeeping in mind our lending ;⯠What you’ll be doing ⯠Making lending decisions up to £ that comply with the Banks risk appetite, policy requirements, internal underwriting guidelinesâ¯and are within your mandated authority ; Ensuring all lending decisionscomply with regulatory requirements such as MCOB, Responsible Lending, Consumer ; Where appropriate, identify and agree high quality exceptions to standard lending policy to support the banks growth ; Communicating with customers to fully explaining lendingdecision ; Proactively manage your own performance, monitoring your success and taking action to improve your performance and ; Consistently delivering agreed targets and Service level Agreements, demonstrating a strong commitment to delivery high qualitylending ; Identify improvements to policy and process and suggest ways to maximise efficiency, increase capability and reduce xE2;¯ ⯠We need you to have A minimum of two years mortgage underwriting expe