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Senior Credit Manager

Job LocationManchester
EducationNot Mentioned
Salary£50,000 - £75,000 per annum, negotiable
IndustryNot Mentioned
Functional AreaNot Mentioned
Job TypePermanent, full-time

Job Description

The City & Capital Group are delighted to be working with a well established and respected lender of specialist property finance who have retained our services in order to appoint an experienced, confident and diligent Credit Manager to their growing team.This is a key appointment for the lender in line with strong investment and excellent funding lines. Due to increased applications they are keen to bolster the team with an individual who has experience within the sector that is likely to be able to hit the ground running following appointment.Our client are specialists in development finance, as well as shorter term property loans, such as bridging finance and development exits, but also offer commercial term loans and bespoke solutions for their clients. Due to this the ideal individual will be an excellent property finance underwriter who takes a commercial view on deals and can think outside of the box’ where required.Within the role you will work closely with the businesses Relationship Director’s to support their originated deals from a credit management perspective. You will manage and maintain a pipeline of activity to ensure loans are assessed and actioned in line with SLA’s. This may include joining credit committee meetings and actively influencing sanctioning decisions to the highest level. It is expected that you may also assist on deals post funding’ where required to ensure that credit management is optimised throughout the life of a loan or portfolio.You will be supported by an excellent team of case managers and loans administrators, as well as asset managers. Confidence in dealing with brokers and direct with borrowers is also key.The salary on offer is up to c£75k, though higher offers may be considered for exceptional candidates. This will be complemented by a company bonus structure that will allow you to increase earnings further still, which in turn will be supported by the company benefits scheme, to include PMI, DIS and pension.Most notably, due to the exciting level of investment and funding at play, as well as the progressive and forward thinking culture of the business, this is a genuine opportunity for you to propel your own earnings and career standing quickly within, once excellent performance has been delivered.Required Experience:

  • Previous experience of development finance credit management/underwriting is essential
  • Additional experience within bridging, BTL or commercial term mortgages is ideal
  • Previous experience managing a portfolio of funded property loans beneficial
  • Underwriting experience where taking a commercial view’ is really important. Those that have only worked to automated decisions cannot be considered
  • Demonstrable success against objectives in previous roles key
  • Experienced in dealing with brokers and borrowers directly is sought after
  • Ideal Personal Attributes:
  • Highly analytical & numerical with a strong attention to detail
  • Happy working in a dynamic and fast paced environment
  • Confident diary manager and results orientated against set deadlines
  • Driven, dynamic and an excellent relationship manager
  • Ambitious and keen to drive career forward within
  • Equally confident working alone or as part of a team
  • There is a reasonable amount of urgency to fill this position as you might expect for the reasons outlined. Therefore if this role does sound like one that you are both qualified for and interested in then we look forward to your application.We will aim to review your application as quickly as possible and where it is deemed that your experience does meet the requirements of the brief, we will be in contact for an initial chat to share more with you on the client and role and to understand better your expectations & circumstances.We look forward to hearing from you.Kind regards, Required skills
  • Commercial Mortgages
  • Credit Management
  • Credit Risk
  • Underwriting
  • Development Finance
  • Keyskills :
    Commercial Mtgages Credit Management Credit Risk Underwriting Development Finance

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