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Product Head

Vermelo RPO
Job LocationManchester
EducationNot Mentioned
SalarySalary negotiable
IndustryNot Mentioned
Functional AreaNot Mentioned
Job TypePermanent , full-time

Job Description

Product Head Exciting opportunity for a Product Head to join the underwriting team at Markerstudy Group.The purpose of this role is to drive profitable growth of the direct car product ensuring alignment of underwriting strategy, retail pricing, systems and processes to achieve profit and volume targets and long term business goals.Very flexible hybrid working, with limited office time required. However, when office time is required, it may involve travel to locations such as London and Manchester. If you are interested in the position, we can discuss further what this looks like atscreening stage.Key Accountabilities:

  • Manage trading results to ensure delivery of budget and long term business goals.
  • Ensure retail pricing & acceptance criteria are optimal to achieve profit and growth objectives.
  • Define the target customer market ensuring alignment of product and customer experience.
  • Manage the risk profile, competitive position & pricing accuracy to ensure we are operating within agreed appetite.
  • Ensure the underwriting process is optimal from an operational & customer perspective.
  • Ensure question sets, policy wordings & documentation is technically correct and compliant.
  • Analyse emerging trends, quantify impacts and put plans in place to address.
  • Maintain a strong control environment ensuring issues & incidents are effectively addressed.
  • Ensure effective auditing to ensure payments, systems & processes are operating as designed.
  • Provide market and competitor analysis ensuring this is translated into actionable plans.
  • Contribute to the development of business strategy to drive channel value.
  • Develop and maintain effective partnership relationships, both internal and external.
Skills and Experience required:
  • Collaborative, results driven self-starter who enjoys working in a highly accountable environment to drive the business forward.
  • 5 years underwriting experience having managed a significant private car portfolio with an element of non-standard business.
  • Extensive experience balancing profit/volume/income dynamics to drive optimal trading results.
  • Excellent technical underwriting and account management skills.
  • Appreciation of the importance of the customer experience and continuous improvement.
  • Strong problem solving skills with ability to break complex issues down to create new solutions.
  • Numerate & analytical with an excellent understanding of pricing models, tools and analytics.
  • Ability to work with all areas of the business to contribute, shape and deliver business strategy.
  • Ability to lead and contribute on a broader level across the leadership team.
  • Ability to manage and develop an Assistant Underwriter.
Why us Markerstudy Insurance Services Limited (MISL) is one of the largest Managing General Agents in the UK. With a strong presence in the UK motor insurance market, we specialise in niche motor cover, where our solid market knowledge and experience enables usto create highly targeted products.Our success is underpinned by our underwriting strategy to identify and apply special risk factors to the customers advantage. That, and our skilled underwriting technicians who are friendly, accessible and empowered to make decisions.We only transact business through professional UK insurance intermediaries and we take pride in fostering excellent working relationships. Our products feature prominently on Aggregators sites, such as Confused.com, Go Compare and Compare the Market, viaour broker partners.What we offer in return
  • A collaborative and fast paced work environment
  • Private medical health care plan
  • 28 days annual leave plus of Bank Holidays and the ability to buy an additional three days holiday
  • A benefit scheme that offers discounts and cashback on shopping, restaurants, travel and more
  • Life Assurance 4x annual salary
If you are interested, please apply with an up to date CV.

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