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| Job Location | Manchester |
| Education | Not Mentioned |
| Salary | £30,600 per annum, negotiable, inc benefits, OTE |
| Industry | Not Mentioned |
| Functional Area | Not Mentioned |
| Job Type | Permanent , full-time |
Mortgage Underwriter - Manchester Basic Salary - £30,600 plus competitive bonus scheme.Manchester City CentreCompany DescriptionMy Client is a specialist lender within the UK. They are creating financial inclusion by providing bespoke lending solutions to UK homeowners. Core Responsibilities As a Mortgage Underwriter youll be responsible for manually underwriting loan applications, from completion of application to authorisation. Responsibilities include:* Documenting and effectively communicating the reasons for the approval or rejection of loans.* Answering customer enquiries regarding loan applications.* Ensure compliance with regulatory standards, company policies, procedures and guidelines.* Achievement of minimum KPI Requirements and Targets* Completing and reviewing loan applications, examining supporting documentation and verifying accuracy. * Analysing applicants credit history and financial information to assess eligibility.* Analysing loan risk, requesting additional information as necessary.* and the evidence presented, to ensure good Consumer Outcomes. * Make loan eligibility judgements, approving or rejecting applications.* Identify signs of suspicious or fraudulent activity. * Assessing every customer on their individual circumstancesSkills required. * Strong communication skills, both verbal and written* Detail-oriented with strong data accuracy * Problem solving skills. * Previous experience and demonstrated ability of working within fast paced KPI / target driven environment. * The ability to effectively question and challenge evidence presented* Highly organised with the ability to handle a large volume of customer cases at any one given time. * Good Numeracy and Microsoft office skillsWhat you get in return * Excellent career progression opportunities, including pathway to our Mortgage Advice team.* Funding and support available to gain CeMAP Mortgage Advice qualification.* Excellent social events * A contributory pensions scheme, matched up to 5%* Up to 25 days annual leave + bank holidays* Your birthday off, every year!Search is an equal opportunities recruiter and we welcome applications from all suitably skilled or qualified applicants, regardless of their race, sex, disability, religion/beliefs, sexual orientation or age.Required skills