Senior Credit Risk Analyst

Job Location	London
Education	Not Mentioned
Salary	250.00 - 350.00 per day
Industry	Not Mentioned
Functional Area	Not Mentioned
Job Type	Permanent , full-time Work from home

Role: Senior Credit Risk AnalystContract Length: 6 Month (Initial Contract)Location: London (Remote - Occasional office)IR35: InsideThe Role

Assess the creditworthiness of new and renewing business customers, in accordance with internal processes. Including, credit score interrogation, payment history, sector outlook, financial ratio analysis and detailed news checks.
Perform ongoing analysis and monitoring of counterpart/customers credit risk exposure and provide efficient and insightful credit risk reporting, analysis and data validation, responding dynamically to business and market developments.
Work with Commercial and Legal teams to understand the contractual value vs risk balance
Represent the Senior Manager of Credit Risk Control on projects that have an impact on Credit Risk, ensuring that all areas of credit risk are considered and consistent with policy.
Deliver credit risk commentary, advice and expert analysis to commercial teams, senior management through regular reporting requirements and ad hoc requests
Gain expert knowledge of credit scoring agencies scorecards and processes, including Dunn & Bradstreet and Experian
Support Senior Manager of Credit Risk Control, in the operation of the various Credit Risk committees
Working alongside 3 Analysts and 4 Senior Analysts
Stakeholders across Business (UK) - Sales and Marketing (I&C, SME, Resi), WMO, Generation, Supply Chain up to Director level Knowledge,

Skills, Qualifications & Experience Knowledge & Skills

Awareness of credit risk methodologies and management techniques
Understanding of and ability to interpret financial statements (further training will be provided)
Commercial acumen with the ability to understand complex commercial and contractual matters
Good understanding of the UK energy markets
Strong IT and modelling skills (Excel; MS Access) - Python/SQL would be an advantage
Able to establish and maintain effective internal and external business relationships with key stakeholders at all levels
Developed communication and negotiating skills
Strong analytical, critical thinking and problem-solving skills
Strong organisational and time management skills with a high level of attention to detail
Ability to innovate and design new concepts

Qualifications & Experience

Educated to undergraduate degree level in a numerical/analytical subject
Part qualified accountant or business analyst certification (desirable but not essential)
Knowledge of I&C/SME operations
Internal and/or external stakeholder management

Key Competencies

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