Credit Risk - CIB Global Infrastructure Finance - Associate

Job Description

The Credit Risk Infrastructure & Project Finance team is responsible for lending activities and related credit exposures. The team manages project specific credit risks and engages with credit officers, capital markets and relationship partners throughoutthe Bank globally covering a wide variety of industries. The team provides input and approval on financing structure, documentation, and market convention as it relates to project finance and infrastructure transactions. It covers developed and emerging marketsand works on transactions for both greenfield and brownfield projects in the transportation, energy, power, telecom sectors. As a member of the team, associates are exposed to a wide variety of client types, spanning multiple industries in EMEA, and exerciseanalytical skills to assess the risks in highly structured transactions. Job Responsibilities: Use strong analytical and problem solving skills to understand risks and recommend structure which sufficiently protects JPMs interests in various structured transactions.Interface extensively with business teams and clients to conduct due diligence on credit standards (contracts, cashflows, budgets, construction reports, operating reports, etc.) and financial statement analysis and modelling. Support execution of transactions,reviewing/structuring of finance and commercial contracts, making recommendations as to appropriate capital structure, exposure levels and risk grading, Preparation of credit memorandums and managing credit approvals and booking processes. Perform PortfolioManagement activities including analyzing amendment and waiver requests, periodic credit reviews, ongoing counterparty and industry credit analysis, monitoring of trading limits and appropriate credit ratings and negotiating documentation revisions, etc. Prepareand present to senior management a quarterly risk review that details exposure metrics analyzing key trends, drivers and concentrations. Requirements: Bachelors Degree from an accredited university/college required, preferably in accounting, finance, economics,engineering or related field. 3-5 years of professional work experience in financial services preferred. Prior experience in infrastructure, credit/counterparty risk, and derivative products is a strong plus. Strong financial modeling ability and familiaritywith financial statements (including ability to analyze capital structure, profitability, project build costs and cash flow). Experience with infrastructure assets and with negotiating credit documents typical of highly structured transactions. Exceptionalanalytical aptitude and ability to think abstractly. Strong organizational skills, ability to learn quickly, and a high level of attention to detail. Understanding of front office processes and ability to balance necessities of credit risk management withcommercial requirements. Ability to build rapport and influence change. Excellent communication (written, oral, and listening) and interpersonal skills; the ability to convey thoughts clearly and succinctly and to communicate pertinent complex informationin a clear and organized manner. Self-motivated with the ability to work independently while understanding when to involve other team members as needed and to work effectively in a team environment. Desire and willingness to take ownership of various creditrisk responsibilities. Candidates must be highly proficient in Excel (including analysis/control of large datasets), PowerPoint, and Word.