Naukrijobs UK
Register
London Jobs
Manchester Jobs
Liverpool Jobs
Nottingham Jobs
Birmingham Jobs
Cambridge Jobs
Glasgow Jobs
Bristol Jobs
Wales Jobs
Oil & Gas Jobs
Banking Jobs
Construction Jobs
Top Management Jobs
IT - Software Jobs
Medical Healthcare Jobs
Purchase / Logistics Jobs
Sales
Ajax Jobs
Designing Jobs
ASP .NET Jobs
Java Jobs
MySQL Jobs
Sap hr Jobs
Software Testing Jobs
Html Jobs
IT Jobs
Logistics Jobs
Customer Service Jobs
Airport Jobs
Banking Jobs
Driver Jobs
Part Time Jobs
Civil Engineering Jobs
Accountant Jobs
Safety Officer Jobs
Nursing Jobs
Civil Engineering Jobs
Hospitality Jobs
Part Time Jobs
Security Jobs
Finance Jobs
Marketing Jobs
Shipping Jobs
Real Estate Jobs
Telecom Jobs

Commercial Underwriter

Quantum Group
Job LocationLondon
EducationNot Mentioned
Salary£44,000 - £45,000 per annum
IndustryNot Mentioned
Functional AreaNot Mentioned
Job TypePermanent, full-time

Job Description

Our client, a leading international bank is looking for a Commercial Underwriter (Assistant Manager grade) for their City of London office.MAIN RESPONSIBILITYProcessing and underwriting of Commercial Retail Credit proposalsJOB RESPONSIBILITY

  • To underwrite Commercial Retail / Real Estate Credit proposals up to GBP 5 mil.
  • Manage the assessment and processing of lending proposals from the Retail network primarily of CRE or Commercial Retail Credit, and presentation of proposals to Sanctioning Committee.
  • Operational responsibility for the annual review process for all existing credit portfolio loans to ensure that all borrowing requirements and covenants are being adhered to.
  • Manage the review, assessment, investigation and minimising of credit risks associated with loan applications in accordance with the Banks operating policies and procedures. Undertake site visits as required.
  • Liaise with the Originations team to agree a clear rationale for agreeing or rejecting applications, prior to processing.
  • Monitoring of existing loan portfolio, identifying early arrears or potential problem accounts and making necessary recommendations.
  • Ensure the credit decisions are made within regulatory standards and adhere to TCF principles and Customer First standards.
  • Design and deliver credit training to branches to ensure full understanding of policies and practices.
  • To provide support to the reporting authority in all operational areas of the Retail Credit Department.
  • Liaising with Solicitors / Valuation Firms for end to end solution for credit proposals
  • Presentation to Risk Committee and other UK management committees for introduction and renewal of new / existing products.
    • COMPETENCY
  • 3 - 5 years experience in underwriting or assessing credit proposals.
  • Knowledge of UK regulatory framework, principles and rules
  • Knowledge of Microsoft Office products
  • Knowledge of UK lending environment
    • KEY INTERACTIONS/NETWORKS
  • ED&COO, CCO, CBO
  • Origination department
  • Retail Branch Network
  • Credit Committees
  • Credit Administration
    • REPORTING RELATIONSHIP: Reports to Chief Credit OfficerPERSON SPECIFICATION
  • Ability to work alone or as part of a team
  • Enthusiastic and willing to accept new challenges
  • Careful and diligent with good attention to detail
  • Ability to take a measured view, balancing risk management against business need.
  • Ability to clearly articulate opinions and summarise complex arguments
    • Required skills
  • Commercial Underwriter
  • Real Estate Underwriting

    • Keyskills :
    Commercial Underwriter Real Estate Underwriting

    APPLY NOW

    Commercial Underwriter Related Jobs

    © 2019 Naukrijobs All Rights Reserved