Associate Director

Job Description

Shawbrook is a specialist bank driven by a purpose to power up ingenuity to create opportunity, every single day.We offer a diverse range of savings and loan products. From personal and business savings accounts and loans for weddings and new cars, to complex financial credit facilities for businesses requiring significant investment and mortgages for landlords withmultiple properties – no two customers are ever the same.We give our customers the best-of-both worlds; uniquely combining strong digital capabilities with human expertise and ingenuity to deliver the best outcomes. We rise to the challenge of a complex case or unconventional circumstances, and we love to makethings happen. By being creative, practical, and personal, we know we can always find the right solution for our customers.If you’re willing to roll up your sleeves, contribute new ideas and believe anything is possible, you’re our kind of personWork with us because you:

• Want to be part of a bank built for the dynamics of the modern world
• Relish a challenge and enjoy a fast-paced, innovative, and hardworking culture
• Enjoy finding new and better ways to solve complexity and make things happen
• Want to belong to a diverse culture that stands shoulder to shoulder with minority and underrepresented groups
• Care about society and the environment and want to be part of a business that cares too
• Want to continue to grow professionally and be the best version of yourself

The Role & Responsibilities

• To contribute in developing, building and managing Structured Lending lending activity for Shawbrook and achieve targeted levels of profitability, return on capital, plus balance sheetgrowth
• To manage and achieve a high level of credit quality and operate to high standards of risk management generally across Structured Lending, including operational and reputational as well as credit risk
• Responsible for managing existing clients, portfolio monitoring, risk reporting and analysis, stress testing, and analysis of transactions, portfolio risk management and providing support on new initiatives of the team
• Responsible for always maintaining and adhering to the Bank policies and procedures and providing supporting working with internal and external audit functions.
• To support the Senior Director with all aspects of the in-life management of the Healthcare and Renewables portfolios. You will be required to work collaboratively as part of a team, to ensure all client relationships are managed in accordance with theprinciples of the Structured Lending business model, proceduresand best practice.

The Person

• Quantitative Degree / CFA / ACA / ACCA or equivalent.
• Ideally able to demonstrate a minimum 5 years’ experienceinstructuring and executing lending transactions. An accounting background combined with structuring / executionexperience is highly desirable.
• Able to demonstrate an understanding of credit products and bank lending practices.
• Strong analytical skills, including advanced knowledge of Excel, being able to manage and handle complex lending cases and issues.
• Experience with financial modelling and an excellent understanding of financial statements is essential.
• Able to demonstrate an in-depth knowledge of cash flow lending transactions, including familiarity with legal documentation
• Compliance and governance experience will be advantageous
• Prior mentoring / line management experience will be advantageous
• Able to demonstrate a knowledge of the Healthcare and Renewables sectors is beneficial but not essential

RewardYour Wellbeing - We take your health and well-being very seriously by providing a range of benefits to give you and your family peace of mind. These include:

• Market leading family friendly policies such as access to our Maternity, Adoption and Paternity policies from Day 1 of your employment
• Free access to Headspace, a mindfulness & meditation digital health app
• Free access to Peppy digital health app that offers personalised support through fertility treatment becoming a parent or menopause
• EAP (Employee Assistance Programme) - Offering you support on a wide range of subjects including financial concerns, mental wellbeing and more general queries around family, work, housing, and health
• Cycle to work scheme
• Discounts on gym membership
• Contributory pension scheme & death in service