Senior Analyst - Modelling Analytics Risk

Job Description

End Date Tuesday 07 February 2023 Salary Range £35,656 - £44,570 We support agile workingclick here for more information on agile working options.Agile Working Options Other Agile Working Arrangements / Open to Discussion Job Description Summary Part of a specialist modelling team focused on building and delivering industry leading models within the Group. Responsible for ensuring specific models are appropriately validated, monitored and managed in line with Group and regulatory standards. Job DescriptionAs the UKs largest retail, commercial and digital bank, Lloyds Banking Group (LBG) have a big responsibility to support the UK economy and put customers at the heart of everything we do.We follow a clear set of principles which promote a positive, collaborative and creative culture. Youll find were genuine about equal opportunity and deeply value diversity - all with a culture built around advancing the best in our people.LBG has been named:

• A Top 10 UK Employer for Working Families
• A Times Top 50 UK Employer for Women
• An Investing In Ethnicity Outstanding Employer
• Business Culture Award for Best Large Organisation For Culture

Were also embarking on a major transformation programmeputting unprecedented levels of investment into our platforms, people and capabilities.Could you help us become more insightful about data to reshape our business and deliver successAbout decision scienceSitting within our Risk function, Decision Science is a centre of excellence for analytics, modelling and customer insights. The team support the wider Risk division by:

• Delivering sophisticated data analytics and monitoring to support retail and commercial customer needs and credit decisions across the credit lifecycle
• Supporting the banks prudential requirements such as capital and impairment allocation, and capital optimisation

We work with data that underpins vital business decisions, and together we make it possible to add customer value, control risk, and help to build a safe, strong bank for our customers.Our roles are available in a variety of locations, and we support flexible and family-friendly ways of working.The role of a Senior Analyst Model AnalyticsWorking as part of a team you will support all stages of model monitoring from maintaining existing monitoring to developing new monitoring solutions to support any newly developed models. This includes presenting analysis and recommendations to senior stakeholders.Additionally carrying out analysis and providing data insights to stakeholders across Risk is also a regular part of the role.As a Senior Analyst, youll perform the following activities:

• Develop and maintain Model Monitoring packs for commercial banking customers
• Use SAS (coding language) for data manipulation and analysis

• Work with Risk and Finance business partners to agree the objectives of analytical projects and ensure they meet regulatory and business requirements
• Mentoring and coaching of junior colleagues
• Collaborate with multidisciplinary teams, including internal governance and implementation teams, to deliver effective analytical solutions

The personWe welcome candidates from all personal and career backgrounds and support flexible working arrangements. Well help you reach your full potential, meet your career aspirations and really make a difference as you embark on a career with excellent developmentand progression opportunities.Essential:

• A degree preferably in a numerate discipline.
• Minimum of 18 months industry experience delivering predictive analytics in a regulatory or credit risk setting.
• A strong applied knowledge of statistical modelling e.g. regression or decision trees
• Proficient in a coding language (e.g. SQL, SAS) to manipulate data and produce insight using predictive analytics techniques. Training and support will be provided for the specific tools required for the role.
• Ability to present techniques & findings in a clear, visual manner to support senior business partners decision making, including non-technical colleagues.
• Experience delivering projects as an individual or as part of a wider team.

Desirable:

• Practical experience in capital or impairment credit-risk modelling techniques and methods is desirable.
• Prior experience mentoring / coaching junior colleagues is desirable.

And in return...!Well recognise and reward your performance. Our award-winning benefits package includes:

• A competitive salary and annual performance-related bonus
• A generous annual holiday allowance with the option to purchase up to 5 additional days per year
• An additional annual flexible allowance that you can use to choose from a wide range of benefits, such as Cycle2work and enhanced medical benefits, or take as cash
• A contributory pension scheme
• Private medical insurance

At Lloyds Banking Group, were driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us youll have a key role to play in shaping the financialservices of the future, whilst the scale and reach of our Group means youll have many opportunities to learn, grow and develop.Were focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together were building a truly inclusive workplace where all of our colleagues have the opportunityto make a real difference.