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Senior Credit Risk Analyst

Job LocationCardiff
EducationNot Mentioned
Salary45,000 - 60,000 per annum
IndustryNot Mentioned
Functional AreaNot Mentioned
Job TypePermanent , full-time

Job Description

Senior Credit Risk AnalystRemote or CardiffUp to £60,000This is an excellent opportunity for a Senior Analyst looking for more responsibility, exposure, and accountability. Its also the chance (if desired) to step into a managers role and lead a bright, junior credit risk analyst.THE COMPANYAn established lender progressing through a transformative period. There has been huge investment into their technology and analytics capability following backing from private equity. Youll be joining at an exciting time of growth, where the focus willbe on advanced analytics and machine learning.THE ROLEA broad role reporting directly to the Head of Data and Analytics, with dotted line into the Head of Credit Risk. The immediate focus will be on the development of cutting-edge scorecard models, setting their acquisition strategies and building out usefulMI. Its a hands-on role, but equally important is the ability to communicate to stakeholders including the CEORESPONSIBILITIES

  • Lead a junior credit risk analyst either with formal or in-formal management responsibilities (depending on your preference)
  • Development of application scorecard and decision model with support of the Data Science team
  • Setting of lending strategies including acquisitions and score cut-off strategies
  • Monitoring of impairment models and forecasting impairment for the business
  • Manipulation and interrogation of mass sets of customer data using SQL
  • In-depth statistical analysis using Python, R, SAS
  • Communicating with a variety of different teams and senior stakeholders including C-level
YOUR SKILLS AND EXPERIENCE
  • Credit Risk Analyst experience in a mass data environment
  • Expert data handler with strong SQL skills
  • Experience working with credit risk models or strategies desired, either scorecards, ifrs9 models, acquisition strategies etc
  • Strong technical skills including in Python, SAS or R
  • Mathematical background with a numerate degree, ideally with a history of excellent grades in A-levels and University
KEYWORDSCredit Risk Analyst, Credit Risk Scorecards, Application Scoring, Behavioural Models, IFRS9, Probability of Default, Impairment, Credit Risk Strategies, SAS, SQL, Python, Credit Card Analysis, Loans Analysis, Portfolio Analysis, Credit Risk Manager

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